Risk Profiling

MIDI WORLD LIMITED help your company in Risk Profiling Process.
To ensure our clients are provided with advice appropriate to their situation, we use a 10 question online survey designed to assess your personal risk profile. On completion, clients are provided with an outline of their assigned risk profile and a sample portfolio of growth and income assets appropriate to this profile type.

We’ve adopted six distinctive risk profiles, ranging from conservative to very aggressive. A conservative profile would likely seek to conserve wealth rather than aim for capital growth, while an aggressive profile may seek financial gain despite the risks associated with the investments.

Those with a shorter investment horizon or lower levels of capital may be on the more conservative end of the spectrum, while those with longer investment horizons and larger capital reserves may find larger levels of risk appropriate.

Our 6 risk profiles are described below:

Conservative
Defensive 85% / Growth 15%

This suits investors with a minimum two-year timeframe or those that seek a portfolio invested predominantly in interest bearing assets, with a small proportion of growth assets. This portfolio also suits investors who give a high priority to the preservation of capital and are therefore willing to accept lower potential investment performance, hence the 85 percent exposure to income assets (cash and fixed interest).

Moderate
Defensive 70% / Growth 30%

This suits investors with a minimum three-year timeframe or those who seek a portfolio with an emphasis on interest bearing assets, with some exposure to growth asset classes. This portfolio also suits investors seeking a lower level of investment value volatility, and therefore willing to accept lower potential investment performance, hence the 70 percent exposure to income assets (cash and fixed interest).

Balanced
Defensive 50% / Growth 50%

This suits investors with a minimum five-year timeframe. This portfolio also suits investors who desire a modest level of capital stability but are willing to accept moderate investment value volatility in return for commensurate potential investment performance, hence the 50 percent exposure to growth assets (shares, listed property and infrastructure) and 50 percent exposure to income assets (cash and fixed interest).

Growth
Defensive 30% / Growth 70%

This suits investors with a minimum seven-year timeframe or those who are willing to accept higher levels of investment value volatility in return for higher potential investment performance. Some exposure to interest bearing assets is still desired, but the primary concern is a higher return, hence the 70 percent exposure to growth assets (shares, listed property and infrastructure).

Aggressive
Defensive 15% / Growth 85%

This suits investors with a minimum nine-year timeframe or those who are willing to accept high levels of investment value volatility in return for high potential investment performance. The 85 percent exposure to growth assets (shares, listed property and infrastructure) means that capital stability is only a minor concern.

Very Aggressive
Defensive 0% / Growth 100%

This suits investors with a minimum ten-year timeframe or those who are willing to accept very high levels of investment value volatility to maximise potential investment performance. The 100 percent exposure to growth assets (shares, listed property and infrastructure) means that capital stability is not a consideration.